A settlement and clearing engine for Fiat and Digital Assets
Programmable, agentic-friendly APIs for Financial Institutions
Infrastructure operating at institutional scale
10
ms
Mean settlement
12
Currencies
10
Markets
Still settling
on legacy rails?
on legacy rails?
Legacy Rails
IBEX
Settlement speed
T+1 to T+3 business days
Atomic | ~10ms average
Availability
Business hours, weekdays
24 / 7 / 365
Counterparty risk
Exposed in transit
Eliminated at execution
Asset support
Fiat Only
Fiat, stablecoins, and digital assets
Integration
Slow, manual
One unified API
1 Rail.
10 milliseconds Finality.
10 milliseconds Finality.
Atomic finality ·~10ms average · 99.9989% routing success
Products
One engine for cross-border clearing and settlement - with modules you can adopt independently.
X-Clear
Real time settlement infrastructure powered by digital assets and Lightning. The digital asset settlement layer at the core of IBEX. X Clear moves value between digital assets and Lightning in real time, without IBEX holding a fiat balance on a client's behalf. True Lightning first settlement, not just another payments API.
X-Bridge
Local currency on and off ramps via a single compliant API.
Fiat on and off ramps for local currencies, accessed through one API with KYC and compliance built in. X Bridge connects local banking rails to the rest of the IBEX stack, giving institutions clean, compliant entry and exit points in every market they serve.
Fiat on and off ramps for local currencies, accessed through one API with KYC and compliance built in. X Bridge connects local banking rails to the rest of the IBEX stack, giving institutions clean, compliant entry and exit points in every market they serve.
Our mission
IBEX is built to level the financial playing field - giving banks and regulated financial institutions across the Global South the infrastructure to offer their customers financial access on par with the world's most developed markets.
Three steps.
One rail.
Whether you're settling a cross-border payment, clearing a stablecoin trade, or converting between fiat and digital assets - it all flows through the same infrastructure. Most providers solve one leg and outsource the rest. IBEX runs all three from a single engine.
STEP 1
Connect
Integrate with a single set of API's. Single Endpoints for fiat, stablecoins, and digital assets across every supported corridor.
STEP 2
Clear
Funds move without counterparty exposure. No partial states, no failed batches. Atomic clearing with finality in ~10ms.
STEP 3
Settle
Value lands on local payment rails - SEPA, SPEI, ACH, Transfer365, Lightning - directly into the recipient's local account.
12 currencies.
Local Settlement.
Local Settlement.
True local bank settlement.
No wrapped fiat, no correspondent chains, in every market we operate.
No wrapped fiat, no correspondent chains, in every market we operate.
Built for global south institutions that move value across borders
Replace fragmented settlement stacks with a single rail - one integration for clearing, conversion, and delivery across every corridor.
Banks & Neobanks
Value lands on local payment rails - SEPA, SPEI, ACH, Transfer365, Lightning - directly into the recipient's local account.
Fintechs & Payment Companies
Embed settlement infrastructure into your product. Single API for multi-currency, multi-asset clearing without building the rails yourself.
Exchanges & Trading Platforms
Fiat on/off-ramp infrastructure with native rails in LATAM, Africa, and Europe. Automate treasury flows and offer instant settlement to institutional clients.
